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Plan With Confidence. Grow Without Pressure.

We develop comprehensive budgets and use financial modelling to build a clear picture of your cashflow position, helping you meet obligations, plan for growth, and avoid the pressures that catch so many businesses off guard.

Business Budgeting and Cashflow Management Services

A realistic budget and disciplined cashflow management are two of the most powerful tools available to any business owner. Cashflow problems are the leading cause of failure in otherwise profitable businesses. We give you the visibility and structure to stay ahead of them.

Annual budget development: detailed, realistic budgets built from historical performance and strategic objectives.

Cashflow forecasting: rolling forecasts providing forward visibility over your cash position weeks and months ahead.

Variance analysis: actual performance compared against budget with clear explanation of drivers.

Working capital management: debtor days, creditor terms, and payment timing optimised to improve cash conversion.

Financial scenario modelling: stress-testing of assumptions and planning for different operating conditions.

Cashflow recovery support: structured diagnosis and recovery planning for businesses under cash pressure.

Profitable Businesses Fail From Cashflow, Not Losses

A business can be genuinely profitable and still run out of cash. Uneven payment cycles, rapid growth, and poorly timed commitments all create cashflow pressure that an accurate forecast can help you anticipate. Most cashflow crises are preventable if the visibility existed early enough to act.

Connected to Accounting, CFO and Finance Broking

When cashflow challenges require more than financial modelling, our broader advisory team is available. Our budgeting specialists work alongside Fortuna's accounting, CFO, and finance broking teams, ensuring cash flow challenges are addressed with the full range of tools and expertise available.

Making Complex Operations Simple for ASX-Listed Companies

Experience That Makes a Difference

Our budgeting and cashflow specialists combine detailed financial modelling capability with practical business insight, working closely with Fortuna's accounting, CFO, and finance broking teams

Award-winning, internationally experienced and genuinely one of a kind, Melvyn leads Fortuna's Perth metro accounting operations with deep expertise, a sharp strategic mind and a sense of humour that keeps everyone guessing.

Melvyn Gilbert

Managing Director - Accounting

A Chartered Accountant with close to 40 years of regional WA experience, Steve is the trusted adviser of choice for farming, fishing and rural business communities from Geraldton to the Mid-West.

Steve Cross

Managing Director - Accounting Geraldton

With more than 35 years of accounting experience and deep roots across the Southwest, Mark is the trusted adviser of choice for individuals and family businesses from Mandurah to Denmark.

Mark Polglase

Managing Director - Accounting Southwest